Upfront funding
Access capital quickly to act on immediate opportunities.
Merchant Cash Advance
Gate Rock Capital offers merchant cash advances for businesses that need speed and flexibility. An MCA provides upfront capital that’s repaid through your future sales — making it a strong option when timing matters and traditional loan structures don’t fit.
At a glance
A merchant cash advance from Gate Rock Capital is built for speed and flexibility. Before moving forward, it’s important to understand how pricing and repayment work so you can decide if it fits your cash flow.
Receive a lump sum to cover immediate business needs.
Payments are tied to revenue, often through card sales.
Total payback is determined upfront, not amortized like a loan.
Designed for businesses that need capital quickly.
A merchant cash advance from Gate Rock Capital provides working capital in exchange for a portion of your future sales. Instead of monthly loan payments, repayment happens automatically as your business generates revenue.
Access capital quickly to act on immediate opportunities.
Repayment adjusts with your revenue flow.
A percentage of daily sales may be collected automatically.
Some structures use fixed withdrawals instead of variable holdbacks.
The total amount you repay is set upfront using a factor rate.
Speed and flexibility can come with higher total cost.
Gate Rock Capital typically sees MCAs used when speed matters more than long-term pricing — and when repayment tied to sales better matches day-to-day cash flow.
Inventory buys, repairs, or time-sensitive expenses.
Businesses with fluctuating or seasonal sales.
We’ll help you weigh an MCA against other financing options.
A clear, guided process built for speed and transparency.
Tell us about your business and why you need capital.
We explain factor rates, repayment mechanics, and alternatives.
Once terms are clear, put capital to work immediately.
Start your application in minutes. If you want help comparing an MCA to other options, Gate Rock Capital is here to walk you through it.