Inventory & food costs
Stock up ahead of weekends, events, and seasonal spikes.
Restaurant Financing
Restaurants run on timing — prep, staffing, vendor terms, and demand swings. Restaurant financing helps you cover day-to-day operating needs and move on opportunities with a guided, straightforward process.
At a glance
Restaurant financing is designed for operating needs — inventory, payroll, repairs, and improvements — with structures that can match the rhythm of restaurant revenue.
Food costs, payroll, marketing, repairs, upgrades.
Plan for peaks, dips, and vendor timing.
We explain cost, schedule, and tradeoffs upfront.
Specialists walk you through options in plain English.
Restaurant financing helps cover operating expenses and growth needs — from food inventory and payroll to equipment repairs and small renovations. It’s often used to smooth cash flow and stay ready for the next rush.
Stock up ahead of weekends, events, and seasonal spikes.
Hire, add coverage, or bridge payroll during slower weeks.
Handle urgent equipment fixes without derailing operations.
Upgrade ovens, refrigeration, POS systems, or prep equipment.
Fund campaigns, specials, and partnerships to drive traffic.
Small renovations, seating, signage, and guest experience upgrades.
Whether you’re planning for seasonality, replacing equipment, or funding growth, the best structure is the one that matches your revenue rhythm and operating reality.
Rent, utilities, insurance, software, and day-to-day overhead.
Order inventory with confidence and stay ahead of vendor terms.
Marketing pushes, new menu launches, upgrades, or expansion planning.
A streamlined process built for busy restaurant owners — fast, clear, and guided.
Share basic details about your restaurant and what you want to fund.
We evaluate fit and walk you through cost, schedule, and tradeoffs.
Use funds for inventory, payroll, repairs, equipment, or improvements.
Three common questions restaurant owners ask before they get started.
Many restaurants use financing for inventory, payroll, equipment repairs, marketing, and improvements — especially when timing and seasonality matter.
Often quickly once we have a complete application and required documentation. Timing varies by business and program.
We primarily evaluate operating history, revenue trends, and bank activity to understand cash flow stability and the rhythm of your business.
Start your application in minutes. If you’d like to talk through timing, seasonality, and fit, reach out — we’ll help you pick the simplest option that matches your goals.